Benefit Limit: 50,000

Usage: Single use

Age Eligibility: 6 mos to 64 yo

Emergency Care: Emergency related expenses inclusive of doctors' fees, laboratory and diagnostic procedures and medicines (as medically necessary excluding vaccines)

Diseases Covered: Sudden, unexpected onset of illness or injury, which at the time of contract reasonably appeared as having the potential of causing immediate disability or death or requiring the immediate alleviation of severe pain and discomfort. Emergency cases include but are not limited to the following: (a) Massive Bleeding; (b) Acute Appendicitis; (c) Fractures/multiple injuries secondary to accidents; (d) Convulsions; (e) illnesses or conditions resulting in moderate or severe dehydration such as diarrhea or fever; and (f) Syncope

In patient: Not covered

Consultation: Subject to P5,000 inner limit

Designated Clinic: Yes

Accredited hospitals: Yes

Major hospitals: Excluding six (6) major hospitals in Metro Manila (Makati Medical Center, St. Luke's Medical Center (QC and Global), Asian Hospital and Medical Center, The Medical City, and Cardinal Santos Medical Center).

Pre existing conditions (PEC): Not covered

Validity: 1 year from activation

Philcare ER Shield